Luther College ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$201,280
In-state tuition x 4
Earnings Premium
$14,541/yr
above high school diploma avg
Break-Even Point
13.8 years
After graduation
20-Year ROI
44%
Return on investment
ROI Analysis
Luther College's in-state tuition is $50,320. One year after graduation, the median earnings are $42,759. Five years after graduation, earnings increase to $49,541, and ten years after graduation, earnings are $59,850. The median debt for graduates is $27,000, and 60.4% of students receive financial aid.
The debt-to-income ratio, calculated by dividing the median debt by the one-year earnings, is 0.63. The break-even timeline, which is the time it takes for earnings to surpass the initial tuition cost, is not directly calculable with the provided data. However, the data indicates that earnings are less than tuition one year after graduation.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$50,320
Median Debt at Graduation
$27,000
Median Earnings (5yr)
$49,541
Graduation Rate
75%
Receive Financial Aid
60%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Music | $44,566 | -5% |
| Biology, General | $42,543 | -25% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | $65,542 | 203% |
| Business Administration, Management and Operations | $57,105 | 120% |
| Research and Experimental Psychology | $0 | N/A |
| Communication and Media Studies | $47,382 | 23% |
| Accounting and Related Services | $74,629 | 294% |
| Teacher Education and Professional Development, Specific Levels and Methods | $40,953 | -41% |
| Information Science/Studies | $0 | N/A |
| Political Science and Government | $50,562 | 55% |
| English Language and Literature, General | $38,975 | -61% |
| Natural Resources Conservation and Research | $0 | N/A |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.