Howard Payne University ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$133,288
In-state tuition x 4
Earnings Premium
$3,212/yr
above high school diploma avg
Break-Even Point
41.5 years
After graduation
20-Year ROI
-52%
Return on investment
ROI Analysis
The annual tuition cost at Howard Payne University is $33,322. One year after graduation, the median earnings are $37,543. Five years after graduation, the median earnings are $38,212, and ten years after graduation, the median earnings are $48,376. The median debt for students is $26,793, and 66.1% of students receive financial aid.
The data does not provide enough information to calculate a debt-to-income ratio. However, the one-year post-graduation earnings exceed the median debt. The data also does not provide enough information to calculate a break-even timeline.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$33,322
Median Debt at Graduation
$26,793
Median Earnings (5yr)
$38,212
Graduation Rate
32%
Receive Financial Aid
66%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Business Administration, Management and Operations | $69,245 | 414% |
| Criminology | $44,153 | 37% |
| Health and Physical Education/Fitness | $39,426 | -34% |
| Teacher Education and Professional Development, Specific Levels and Methods | $38,059 | -54% |
| Teacher Education and Professional Development, Specific Subject Areas | $40,076 | -24% |
| Theological and Ministerial Studies | $0 | N/A |
| Psychology, General | $0 | N/A |
| Biology, General | $0 | N/A |
| Public Relations, Advertising, and Applied Communication | $0 | N/A |
| Social Work | $0 | N/A |
| Religion/Religious Studies | $0 | N/A |
| Allied Health Diagnostic, Intervention, and Treatment Professions | $0 | N/A |
Peer Comparison
-52%
20yr ROI
-72%
20yr ROI
-36%
20yr ROI
-49%
20yr ROI
-71%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.