Houston Christian University
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$152,400
In-state tuition x 4
Earnings Premium
$9,595/yr
vs high school diploma avg
Break-Even Point
15.9 years
After graduation
20-Year ROI
26%
Return on investment
ROI Analysis
One year after graduation, Houston Christian University graduates earn a median of $52,289, which is higher than the in-state tuition cost of $38,100. However, five years after graduation, earnings decrease to $44,595. Ten years after graduation, earnings increase to $55,933. The median debt for graduates is $22,642, and 56.3% of students receive financial aid.
The debt-to-income ratio, calculated by dividing the median debt by the one-year earnings, is 0.43. This indicates that the median debt is 43% of the one-year earnings. The break-even timeline, which is the time it takes for the cumulative earnings to surpass the tuition cost, is less than one year based on the one-year earnings data.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$38,100
Median Debt at Graduation
$22,642
Median Earnings (5yr)
$44,595
Graduation Rate
50%
Receive Financial Aid
56%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $152,400 | $79,573 | 485% |
| Educational Administration and Supervision. | $152,400 | $60,634 | 236% |
| Health and Physical Education/Fitness. | $152,400 | $44,468 | 24% |
| Psychology, General. | $152,400 | $43,722 | 14% |
| Theological and Ministerial Studies. | $152,400 | $0 | N/A |
| Curriculum and Instruction. | $152,400 | $55,969 | 175% |
| Human Resources Management and Services. | $152,400 | $93,998 | 674% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $152,400 | $0 | N/A |
| Business Administration, Management and Operations. | $152,400 | $48,953 | 83% |
| Business Administration, Management and Operations. | $152,400 | $107,835 | 856% |
| Psychology, General. | $152,400 | $55,747 | 172% |
| Multi-/Interdisciplinary Studies, General. | $152,400 | $39,087 | -46% |
Peer Comparison
26%
20yr ROI
42%
20yr ROI
30%
20yr ROI
37%
20yr ROI
21%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.