Hartwick College ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$211,396
In-state tuition x 4
Earnings Premium
$15,452/yr
above high school diploma avg
Break-Even Point
13.7 years
After graduation
20-Year ROI
46%
Return on investment
ROI Analysis
Hartwick College's in-state tuition is $52,849. One year after graduation, the median earnings are $36,264. Five years after graduation, earnings increase to $50,452, and ten years after graduation, earnings are $61,107. The median debt for Hartwick College graduates is $27,000.
The debt-to-income ratio, comparing the median debt to the one-year earnings, is approximately 0.75. The five-year earnings are nearly double the median debt. The ten-year earnings are more than double the median debt.
Based on the provided data, it would take approximately 2 years of earnings to pay off the median debt.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$52,849
Median Debt at Graduation
$27,000
Median Earnings (5yr)
$50,452
Graduation Rate
50%
Receive Financial Aid
81%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | $75,069 | 279% |
| Business Administration, Management and Operations | $52,791 | 68% |
| Biology, General | $53,689 | 77% |
| Psychology, General | $48,663 | 29% |
| Sociology | $49,503 | 37% |
| Public Health | $0 | N/A |
| Political Science and Government | $52,866 | 69% |
| Criminal Justice and Corrections | $0 | N/A |
| Economics | $0 | N/A |
| Anthropology | $0 | N/A |
| Fine and Studio Arts | $0 | N/A |
| English Language and Literature, General | $39,968 | -53% |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.