Harris-Stowe State University ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$25,768
In-state tuition x 4
Earnings Premium
$-8,366/yr
below high school diploma avg
Break-Even Point
N/A years
After graduation
20-Year ROI
-749%
Return on investment
ROI Analysis
The one-year earnings for Harris-Stowe State University graduates are $31,623, which is more than the in-state tuition cost of $6,442. However, the five-year earnings decrease to $26,634, and the ten-year earnings are $31,088. The median debt for graduates is $25,930, and 61.5% of students receive financial aid.
The debt-to-income ratio can be calculated using the median debt and the one-year earnings. The ratio is approximately 0.82. The break-even timeline, which is the time it takes for earnings to surpass the debt, is less than one year based on the one-year earnings.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$6,442
Median Debt at Graduation
$25,930
Median Earnings (5yr)
$26,634
Graduation Rate
23%
Receive Financial Aid
62%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Criminal Justice and Corrections | $37,776 | 115% |
| Business Administration, Management and Operations | $42,178 | 457% |
| Sociology | $0 | N/A |
| Biology, General | $0 | N/A |
| Education, General | $35,784 | -39% |
| Accounting and Related Services | $0 | N/A |
| Health and Medical Administrative Services | $0 | N/A |
| Communication and Media Studies | $0 | N/A |
| Management Information Systems and Services | $0 | N/A |
| Teacher Education and Professional Development, Specific Levels and Methods | $0 | N/A |
| Political Science and Government | $0 | N/A |
| Liberal Arts and Sciences, General Studies and Humanities | $0 | N/A |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.