Harding University ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$99,552
In-state tuition x 4
Earnings Premium
$8,555/yr
above high school diploma avg
Break-Even Point
11.6 years
After graduation
20-Year ROI
72%
Return on investment
ROI Analysis
The annual tuition cost at Harding University is $24,888. One year after graduation, alumni earn a median salary of $40,752. Five years after graduation, the median salary is $43,555, and after ten years, the median salary is $52,876. The median debt for Harding University graduates is $26,500.
The debt-to-income ratio for Harding University graduates is approximately 65% one year after graduation, based on the median debt and one-year earnings. The debt-to-income ratio decreases over time, as the median income increases.
Based on the tuition cost and one-year earnings, the break-even point for Harding University graduates is approximately 1.5 years. This is calculated by dividing the tuition cost by the difference between the one-year earnings and the tuition cost.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$24,888
Median Debt at Graduation
$26,500
Median Earnings (5yr)
$43,555
Graduation Rate
70%
Receive Financial Aid
40%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Teacher Education and Professional Development, Specific Levels and Methods | $44,902 | 99% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | $64,290 | 488% |
| Accounting and Related Services | $74,273 | 689% |
| Communication Disorders Sciences and Services | $54,726 | 296% |
| Business Administration, Management and Operations | $85,078 | 906% |
| Pharmacy, Pharmaceutical Sciences, and Administration | $0 | N/A |
| Student Counseling and Personnel Services | $49,969 | 201% |
| Teacher Education and Professional Development, Specific Subject Areas | $46,065 | 122% |
| Liberal Arts and Sciences, General Studies and Humanities | $43,353 | 68% |
| Allied Health Diagnostic, Intervention, and Treatment Professions | $109,264 | 1392% |
| Health and Physical Education/Fitness | $53,747 | 277% |
| Psychology, General | $42,268 | 46% |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.