Grace College and Theological Seminary
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$120,136
In-state tuition x 4
Earnings Premium
$6,463/yr
vs high school diploma avg
Break-Even Point
18.6 years
After graduation
20-Year ROI
8%
Return on investment
ROI Analysis
The annual tuition at Grace College is $30,034. One year after graduation, alumni earn a median of $39,167. Five years after graduation, the median earnings increase to $41,463, and after ten years, the median earnings are $45,411. The median debt for graduates is $19,500.
The school's data does not provide enough information to calculate a debt-to-income ratio or a break-even timeline. However, the one-year earnings are higher than the tuition cost.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$30,034
Median Debt at Graduation
$19,500
Median Earnings (5yr)
$41,463
Graduation Rate
68%
Receive Financial Aid
51%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Business Administration, Management and Operations. | $120,136 | $0 | N/A |
| Psychology, General. | $120,136 | $38,298 | -45% |
| Mental and Social Health Services and Allied Professions. | $120,136 | $44,001 | 50% |
| Business Administration, Management and Operations. | $120,136 | $49,304 | 138% |
| Pastoral Counseling and Specialized Ministries. | $120,136 | $46,577 | 93% |
| Bible/Biblical Studies. | $120,136 | $38,595 | -40% |
| Health and Physical Education/Fitness. | $120,136 | $31,798 | N/A |
| Criminal Justice and Corrections. | $120,136 | $38,304 | -45% |
| Marketing. | $120,136 | $45,826 | 80% |
| Teacher Education and Professional Development, Specific Subject Areas. | $120,136 | $42,000 | 17% |
| Clinical, Counseling and Applied Psychology. | $120,136 | $30,700 | N/A |
| Accounting and Related Services. | $120,136 | $65,833 | 413% |
Peer Comparison
8%
20yr ROI
-25%
20yr ROI
-8%
20yr ROI
-4%
20yr ROI
16%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.