Grace College and Theological Seminary ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$120,136
In-state tuition x 4
Earnings Premium
$6,463/yr
above high school diploma avg
Break-Even Point
18.6 years
After graduation
20-Year ROI
8%
Return on investment
ROI Analysis
Grace College and Theological Seminary has an in-state tuition of $30,034. One year after graduation, alumni earn a median of $39,167. Five years after graduation, earnings increase to $41,463, and ten years after graduation, earnings reach $45,411. The median debt for graduates is $19,500, and 51.3% of students receive financial aid.
The debt-to-income ratio for Grace College graduates is favorable. The median debt of $19,500 is less than the one-year post-graduation earnings of $39,167. This suggests graduates can likely manage their debt effectively.
Given the earnings data and tuition cost, the break-even point, or the time it takes for earnings to surpass the initial tuition investment, is less than one year. The difference between the one-year post-graduation earnings and the tuition cost is approximately $9,133.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$30,034
Median Debt at Graduation
$19,500
Median Earnings (5yr)
$41,463
Graduation Rate
68%
Receive Financial Aid
51%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Business Administration, Management and Operations | $49,304 | 138% |
| Pastoral Counseling and Specialized Ministries | $46,577 | 93% |
| Psychology, General | $38,298 | -45% |
| Mental and Social Health Services and Allied Professions | $44,001 | 50% |
| Health and Physical Education/Fitness | $31,798 | N/A |
| Bible/Biblical Studies | $38,595 | -40% |
| Missions/Missionary Studies and Missiology | $0 | N/A |
| Marketing | $45,826 | 80% |
| Criminal Justice and Corrections | $38,304 | -45% |
| Teacher Education and Professional Development, Specific Subject Areas | $42,000 | 17% |
| Clinical, Counseling and Applied Psychology | $42,990 | 33% |
| Accounting and Related Services | $65,833 | 413% |
Peer Comparison
8%
20yr ROI
-25%
20yr ROI
-8%
20yr ROI
-4%
20yr ROI
16%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.