Georgia Southwestern State University
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$19,920
In-state tuition x 4
Earnings Premium
$7,047/yr
vs high school diploma avg
Break-Even Point
2.8 years
After graduation
20-Year ROI
608%
Return on investment
ROI Analysis
The one-year earnings for Georgia Southwestern State University graduates are $43,243, with a median debt of $18,851. The in-state tuition is $4,980. The five-year earnings are $42,047, and the ten-year earnings are $48,757.
The debt-to-income ratio is not directly calculable with the provided data. However, the median debt of $18,851 compared to the one-year earnings of $43,243 suggests a relatively favorable debt-to-income ratio. The percentage of students receiving aid is 39.2%.
The break-even timeline, or the time it takes for earnings to surpass the cost of tuition, is very short. Given the $4,980 tuition and the $43,243 one-year earnings, the break-even point is within the first year of employment.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$4,980
Median Debt at Graduation
$18,851
Median Earnings (5yr)
$42,047
Graduation Rate
34%
Receive Financial Aid
39%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Teacher Education and Professional Development, Specific Levels and Methods. | $19,920 | $0 | N/A |
| Teacher Education and Professional Development, Specific Levels and Methods. | $19,920 | $51,918 | 1599% |
| Accounting and Related Services. | $19,920 | $52,656 | 1673% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $19,920 | $72,411 | 3656% |
| Teacher Education and Professional Development, Specific Levels and Methods. | $19,920 | $39,988 | 401% |
| Business Administration, Management and Operations. | $19,920 | $54,214 | 1829% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $19,920 | $0 | N/A |
| Psychology, General. | $19,920 | $29,444 | N/A |
| Health and Physical Education/Fitness. | $19,920 | $0 | N/A |
| Business Administration, Management and Operations. | $19,920 | $0 | N/A |
| Human Resources Management and Services. | $19,920 | $48,414 | 1247% |
| Marketing. | $19,920 | $0 | N/A |
Peer Comparison
608%
20yr ROI
307%
20yr ROI
217%
20yr ROI
226%
20yr ROI
383%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.