Georgia Southwestern State University ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$19,920
In-state tuition x 4
Earnings Premium
$7,047/yr
above high school diploma avg
Break-Even Point
2.8 years
After graduation
20-Year ROI
608%
Return on investment
ROI Analysis
One year after graduation, Georgia Southwestern State University graduates earn a median of $43,243, which is more than eight times the annual in-state tuition cost of $4,980. Five years after graduation, earnings decrease slightly to $42,047, but increase to $48,757 ten years after graduation. The median debt for graduates is $18,851.
The debt-to-income ratio, calculated by dividing the median debt by the one-year earnings, is approximately 0.44. This indicates that the median debt is about 44% of the graduates' annual income one year after graduation. With a median debt of $18,851 and an annual salary of $43,243, the break-even point, or the time it takes to earn back the cost of tuition, is less than one year.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$4,980
Median Debt at Graduation
$18,851
Median Earnings (5yr)
$42,047
Graduation Rate
34%
Receive Financial Aid
39%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Teacher Education and Professional Development, Specific Levels and Methods | $51,918 | 1599% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | $72,411 | 3656% |
| Business Administration, Management and Operations | $54,214 | 1829% |
| Accounting and Related Services | $52,656 | 1673% |
| Psychology, General | $29,444 | N/A |
| Special Education and Teaching | $0 | N/A |
| Health and Physical Education/Fitness | $0 | N/A |
| Human Resources Management and Services | $48,414 | 1247% |
| Marketing | $0 | N/A |
| Health and Medical Administrative Services | $0 | N/A |
| Criminal Justice and Corrections | $0 | N/A |
| Liberal Arts and Sciences, General Studies and Humanities | $0 | N/A |
Peer Comparison
608%
20yr ROI
307%
20yr ROI
217%
20yr ROI
226%
20yr ROI
383%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.