Freed-Hardeman University
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$100,000
In-state tuition x 4
Earnings Premium
$5,086/yr
vs high school diploma avg
Break-Even Point
19.7 years
After graduation
20-Year ROI
2%
Return on investment
ROI Analysis
Freed-Hardeman University's in-state tuition is $25,000. One year after graduation, alumni earn $39,905, and after five years, earnings are $40,086. Ten years after graduation, alumni earn $47,485. The median debt for students is $21,500, and 39.8% of students receive financial aid.
The debt-to-income ratio, comparing the median debt to the one-year earnings, is approximately 0.54. This is calculated by dividing the median debt of $21,500 by the one-year earnings of $39,905.
To calculate the break-even timeline, we can divide the tuition cost by the difference between the one-year earnings and the median debt. The break-even point is approximately 2.3 years. This is calculated by dividing the tuition cost of $25,000 by the difference between the one-year earnings of $39,905 and the median debt of $21,500.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$25,000
Median Debt at Graduation
$21,500
Median Earnings (5yr)
$40,086
Graduation Rate
69%
Receive Financial Aid
40%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $100,000 | $53,436 | 269% |
| Business Administration, Management and Operations. | $100,000 | $0 | N/A |
| Teacher Education and Professional Development, Specific Levels and Methods. | $100,000 | $41,017 | 20% |
| Psychology, General. | $100,000 | $40,492 | 10% |
| Teacher Education and Professional Development, Specific Levels and Methods. | $100,000 | $0 | N/A |
| Bible/Biblical Studies. | $100,000 | $64,039 | 481% |
| Accounting and Related Services. | $100,000 | $0 | N/A |
| Clinical, Counseling and Applied Psychology. | $100,000 | $0 | N/A |
| Social Work. | $100,000 | $33,736 | N/A |
| Biology, General. | $100,000 | $0 | N/A |
| Business Administration, Management and Operations. | $100,000 | $0 | N/A |
| Marketing. | $100,000 | $0 | N/A |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.