Ferrum College
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$153,280
In-state tuition x 4
Earnings Premium
$1,418/yr
vs high school diploma avg
Break-Even Point
108.1 years
After graduation
20-Year ROI
-81%
Return on investment
ROI Analysis
Ferrum College's in-state tuition costs $38,320. One year after graduation, the median earnings are $33,980. Five years after graduation, earnings increase to $36,418, and ten years after graduation, earnings reach $44,296. The median debt for graduates is $27,000, and 74.8% of students receive financial aid.
The data does not provide enough information to calculate a debt-to-income ratio or a break-even timeline. The one-year post-graduation earnings are less than the cost of tuition. The graduation rate is 28.5%, and the retention rate is 58.6%.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$38,320
Median Debt at Graduation
$27,000
Median Earnings (5yr)
$36,418
Graduation Rate
29%
Receive Financial Aid
75%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Criminal Justice and Corrections. | $153,280 | $43,621 | 12% |
| Teacher Education and Professional Development, Specific Subject Areas. | $153,280 | $42,273 | -5% |
| Agriculture, General. | $153,280 | $0 | N/A |
| Business Administration, Management and Operations. | $153,280 | $0 | N/A |
| Natural Resources Conservation and Research. | $153,280 | $0 | N/A |
| Social Work. | $153,280 | $0 | N/A |
| Health/Medical Preparatory Programs. | $153,280 | $0 | N/A |
| Psychology, General. | $153,280 | $28,872 | N/A |
| Health and Physical Education/Fitness. | $153,280 | $0 | N/A |
| Finance and Financial Management Services. | $153,280 | $0 | N/A |
| Computer/Information Technology Administration and Management. | $153,280 | $0 | N/A |
| Security Science and Technology. | $153,280 | $0 | N/A |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.