Culver-Stockton College ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$119,660
In-state tuition x 4
Earnings Premium
$5,673/yr
above high school diploma avg
Break-Even Point
21.1 years
After graduation
20-Year ROI
-5%
Return on investment
ROI Analysis
The annual tuition at Culver-Stockton College is $29,915. One year after graduation, the median earnings are $35,446. Five years after graduation, earnings increase to $40,673, and after ten years, earnings reach $46,092. The median student debt is $26,000, and 67.9% of students receive financial aid.
The debt-to-income ratio, comparing the median debt to the one-year earnings, is approximately 0.73. This is calculated by dividing the debt of $26,000 by the one-year earnings of $35,446.
Based on the provided data, a graduate would need approximately 3.6 years to break even, assuming they use their entire salary to pay off their debt. This is calculated by dividing the median debt of $26,000 by the difference between the one-year earnings of $35,446 and the tuition cost of $29,915.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$29,915
Median Debt at Graduation
$26,000
Median Earnings (5yr)
$40,673
Graduation Rate
49%
Receive Financial Aid
68%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Business Administration, Management and Operations | $49,204 | 137% |
| Psychology, General | $42,248 | 21% |
| Accounting and Related Services | $0 | N/A |
| Criminal Justice and Corrections | $46,031 | 84% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | $0 | N/A |
| Health Services/Allied Health/Health Sciences, General | $0 | N/A |
| Teacher Education and Professional Development, Specific Subject Areas | $0 | N/A |
| Biology, General | $0 | N/A |
| Teacher Education and Professional Development, Specific Levels and Methods | $0 | N/A |
| Health and Physical Education/Fitness | $37,612 | -56% |
| Marketing | $0 | N/A |
| Management Sciences and Quantitative Methods | $0 | N/A |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.