Concordia University-Saint Paul
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$100,000
In-state tuition x 4
Earnings Premium
$15,646/yr
vs high school diploma avg
Break-Even Point
6.4 years
After graduation
20-Year ROI
213%
Return on investment
ROI Analysis
Concordia University-Saint Paul has an acceptance rate of 74.9% and a graduation rate of 55%. The retention rate is 67.3%. The in-state tuition is $25,000. The median debt for students is $17,832, and 56% of students receive financial aid.
One year after graduation, the median earnings are $53,793. Five years after graduation, the median earnings are $50,646, and ten years after graduation, the median earnings are $59,871.
Based on the provided data, the debt-to-income ratio is approximately 33% one year after graduation, assuming the median debt and the one-year earnings. The break-even timeline, based on tuition and one-year earnings, is less than one year.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$25,000
Median Debt at Graduation
$17,832
Median Earnings (5yr)
$50,646
Graduation Rate
55%
Receive Financial Aid
56%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Business Administration, Management and Operations. | $100,000 | $63,736 | 475% |
| Teacher Education and Professional Development, Specific Subject Areas. | $100,000 | $0 | N/A |
| Business Administration, Management and Operations. | $100,000 | $94,895 | 1098% |
| Health and Physical Education/Fitness. | $100,000 | $37,275 | -55% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $100,000 | $0 | N/A |
| Educational Administration and Supervision. | $100,000 | $0 | N/A |
| Educational Administration and Supervision. | $100,000 | $0 | N/A |
| Psychology, General. | $100,000 | $49,552 | 191% |
| Special Education and Teaching. | $100,000 | $0 | N/A |
| Human Development, Family Studies, and Related Services. | $100,000 | $37,978 | -40% |
| Teacher Education and Professional Development, Specific Levels and Methods. | $100,000 | $0 | N/A |
| Human Resources Management and Services. | $100,000 | $68,619 | 572% |
Peer Comparison
213%
20yr ROI
526%
20yr ROI
116%
20yr ROI
374%
20yr ROI
128%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.