Concord University ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$38,800
In-state tuition x 4
Earnings Premium
$-1,906/yr
below high school diploma avg
Break-Even Point
N/A years
After graduation
20-Year ROI
-198%
Return on investment
ROI Analysis
The average in-state tuition at Concord University is $9,700. One year after graduation, alumni earn a median of $34,408. Five years after graduation, earnings decrease to $33,094, but increase to $42,703 ten years after graduation. The median debt for graduates is $18,900, and 45.6% of students receive financial aid.
Based on the provided data, the debt-to-income ratio is approximately 0.55. This is calculated by dividing the median debt of $18,900 by the one-year earnings of $34,408. The break-even timeline, which is the time it takes for earnings to surpass the cost of tuition, is less than one year.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$9,700
Median Debt at Graduation
$18,900
Median Earnings (5yr)
$33,094
Graduation Rate
41%
Receive Financial Aid
46%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Social Work | $48,502 | 596% |
| Liberal Arts and Sciences, General Studies and Humanities | $34,206 | N/A |
| Teacher Education and Professional Development, Specific Levels and Methods | $39,903 | 153% |
| Business Administration, Management and Operations | $37,654 | 37% |
| Biology, General | $36,711 | -12% |
| Psychology, General | $32,751 | N/A |
| Education, General | $45,632 | 448% |
| Public Health | $48,450 | 593% |
| Sociology | $0 | N/A |
| Specialized Sales, Merchandising and Marketing Operations | $33,444 | N/A |
| Fine and Studio Arts | $0 | N/A |
| Communication and Media Studies | $0 | N/A |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.