Concord University
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$38,800
In-state tuition x 4
Earnings Premium
$-1,906/yr
vs high school diploma avg
Break-Even Point
N/A years
After graduation
20-Year ROI
-198%
Return on investment
ROI Analysis
The average in-state tuition at Concord University is $9700. One year after graduation, alumni earn a median of $34,408. Five years after graduation, earnings decrease to $33,094, but increase to $42,703 ten years after graduation. The median debt for graduates is $18,900, and 45.6% of students receive financial aid.
Based on the provided data, the debt-to-income ratio is approximately 0.55. This is calculated by dividing the median debt of $18,900 by the one-year earnings of $34,408.
To calculate the approximate break-even point, we can divide the median debt by the difference between the one-year earnings and the tuition cost. This results in a break-even timeline of approximately 0.7 years.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$9,700
Median Debt at Graduation
$18,900
Median Earnings (5yr)
$33,094
Graduation Rate
41%
Receive Financial Aid
46%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Liberal Arts and Sciences, General Studies and Humanities. | $38,800 | $34,206 | N/A |
| Social Work. | $38,800 | $48,502 | 596% |
| Teacher Education and Professional Development, Specific Levels and Methods. | $38,800 | $39,903 | 153% |
| Business Administration, Management and Operations. | $38,800 | $37,654 | 37% |
| Biology, General. | $38,800 | $36,711 | -12% |
| Education, General. | $38,800 | $45,632 | 448% |
| Psychology, General. | $38,800 | $32,751 | N/A |
| Social Work. | $38,800 | $35,233 | -88% |
| Public Health. | $38,800 | $48,450 | 593% |
| Sociology. | $38,800 | $0 | N/A |
| Specialized Sales, Merchandising and Marketing Operations. | $38,800 | $33,444 | N/A |
| Teacher Education and Professional Development, Specific Levels and Methods. | $38,800 | $0 | N/A |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.