College of Biblical Studies-Houston ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$29,900
In-state tuition x 4
Earnings Premium
$-1,634/yr
below high school diploma avg
Break-Even Point
N/A years
After graduation
20-Year ROI
-209%
Return on investment
ROI Analysis
The College of Biblical Studies-Houston has a one-year return on investment of $37,099, calculated by subtracting the in-state tuition of $7,475 from the one-year earnings of $44,574. The five-year return on investment is $128,855, and the ten-year return on investment is $318,840. The median debt of $25,570 represents 57.37% of the one-year earnings.
The debt-to-income ratio is 0.77, calculated by dividing the median debt of $25,570 by the one-year earnings of $33,366. The break-even timeline is approximately 0.6 years, calculated by dividing the median debt of $25,570 by the one-year earnings of $44,574. The college has a student population of 482.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$7,475
Median Debt at Graduation
$25,570
Median Earnings (5yr)
$33,366
Graduation Rate
N/A
Receive Financial Aid
74%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Bible/Biblical Studies | $0 | N/A |
| Business Administration, Management and Operations | $0 | N/A |
| Pastoral Counseling and Specialized Ministries | $0 | N/A |
| Theological and Ministerial Studies | $33,046 | N/A |
| Religious Education | $29,507 | N/A |
Peer Comparison
0%
20yr ROI
0%
20yr ROI
0%
20yr ROI
0%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.