Cedarville University
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$144,312
In-state tuition x 4
Earnings Premium
$12,937/yr
vs high school diploma avg
Break-Even Point
11.2 years
After graduation
20-Year ROI
79%
Return on investment
ROI Analysis
Cedarville University's in-state tuition is $36,078. One year after graduation, alumni earn $45,463. Five years after graduation, earnings are $47,937, and ten years after graduation, earnings increase to $55,443. The median debt for graduates is $20,937.
The debt-to-income ratio is calculated by dividing the median debt by the one-year earnings. For Cedarville University, this ratio is approximately 0.46. This means the median debt is about 46% of the average graduate's first-year earnings.
To calculate the break-even timeline, we divide the tuition cost by the difference between the one-year earnings and the median debt. Based on the provided data, the break-even timeline is approximately 2.2 years.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$36,078
Median Debt at Graduation
$20,937
Median Earnings (5yr)
$47,937
Graduation Rate
75%
Receive Financial Aid
37%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $144,312 | $58,879 | 231% |
| Pharmacy, Pharmaceutical Sciences, and Administration. | $144,312 | $0 | N/A |
| Mechanical Engineering. | $144,312 | $72,106 | 414% |
| Teacher Education and Professional Development, Specific Levels and Methods. | $144,312 | $38,658 | -49% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $144,312 | $0 | N/A |
| Design and Applied Arts. | $144,312 | $48,514 | 87% |
| Accounting and Related Services. | $144,312 | $0 | N/A |
| Psychology, General. | $144,312 | $46,199 | 55% |
| Marketing. | $144,312 | $0 | N/A |
| Teacher Education and Professional Development, Specific Subject Areas. | $144,312 | $39,192 | -42% |
| Social Work. | $144,312 | $45,097 | 40% |
| Business Administration, Management and Operations. | $144,312 | $0 | N/A |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.