California Baptist University
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$158,880
In-state tuition x 4
Earnings Premium
$17,336/yr
vs high school diploma avg
Break-Even Point
9.2 years
After graduation
20-Year ROI
118%
Return on investment
ROI Analysis
California Baptist University's in-state tuition is $39,720. One year after graduation, alumni earn $47,533. Five years after graduation, earnings increase to $52,336, and ten years after graduation, earnings reach $61,504. The median debt for graduates is $26,063, and 62.6% of students receive financial aid.
The debt-to-income ratio, calculated by dividing the median debt by the one-year earnings, is approximately 0.55. This suggests that the median debt is about half of the graduates' annual income one year after graduation.
To calculate the break-even point, the tuition cost is divided by the difference between the one-year earnings and the median debt. The break-even point is approximately 1.8 years.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$39,720
Median Debt at Graduation
$26,063
Median Earnings (5yr)
$52,336
Graduation Rate
61%
Receive Financial Aid
63%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Education, General. | $158,880 | $72,357 | 370% |
| Clinical, Counseling and Applied Psychology. | $158,880 | $59,740 | 211% |
| Business Administration, Management and Operations. | $158,880 | $98,089 | 694% |
| Business/Commerce, General. | $158,880 | $63,415 | 258% |
| Psychology, General. | $158,880 | $41,845 | -14% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $158,880 | $91,155 | 607% |
| Health and Physical Education/Fitness. | $158,880 | $41,159 | -22% |
| Health and Physical Education/Fitness. | $158,880 | $53,596 | 134% |
| Social Work. | $158,880 | $0 | N/A |
| Liberal Arts and Sciences, General Studies and Humanities. | $158,880 | $45,432 | 31% |
| Criminal Justice and Corrections. | $158,880 | $57,399 | 182% |
| Communication Disorders Sciences and Services. | $158,880 | $52,683 | 123% |
Peer Comparison
118%
20yr ROI
148%
20yr ROI
210%
20yr ROI
69%
20yr ROI
36%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.