Caldwell University
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$157,800
In-state tuition x 4
Earnings Premium
$12,439/yr
vs high school diploma avg
Break-Even Point
12.7 years
After graduation
20-Year ROI
58%
Return on investment
ROI Analysis
Caldwell University's in-state tuition is $39,450. One year after graduation, the median earnings are $36,820. Five years after graduation, the median earnings increase to $47,439, and ten years after graduation, the median earnings are $53,843. The median debt for graduates is $25,000, and 69% of students receive financial aid.
The debt-to-income ratio for graduates can be calculated using the median debt and the one-year post-graduation earnings. Based on the provided data, the debt-to-income ratio is approximately 68%. This is calculated by dividing the median debt of $25,000 by the one-year earnings of $36,820.
To estimate the break-even timeline, the tuition cost can be compared to the earnings increase over time. The tuition cost is $39,450. The difference between the one-year and five-year earnings is $10,619. The difference between the one-year and ten-year earnings is $17,023.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$39,450
Median Debt at Graduation
$25,000
Median Earnings (5yr)
$47,439
Graduation Rate
64%
Receive Financial Aid
69%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Clinical, Counseling and Applied Psychology. | $157,800 | $55,989 | 166% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $157,800 | $85,900 | 545% |
| Psychology, General. | $157,800 | $42,042 | -11% |
| Business Administration, Management and Operations. | $157,800 | $54,278 | 144% |
| Biology, General. | $157,800 | $0 | N/A |
| Business Administration, Management and Operations. | $157,800 | $83,319 | 512% |
| Teacher Education and Professional Development, Specific Levels and Methods. | $157,800 | $51,973 | 115% |
| Accounting and Related Services. | $157,800 | $53,357 | 133% |
| Communication and Media Studies. | $157,800 | $44,222 | 17% |
| Computer and Information Sciences, General. | $157,800 | $0 | N/A |
| Educational Administration and Supervision. | $157,800 | $0 | N/A |
| Health Services/Allied Health/Health Sciences, General. | $157,800 | $0 | N/A |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.