Bluefield State University
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$40,960
In-state tuition x 4
Earnings Premium
$30/yr
vs high school diploma avg
Break-Even Point
1365.3 years
After graduation
20-Year ROI
-99%
Return on investment
ROI Analysis
Bluefield State University's in-state tuition costs $10,240. One year after graduation, alumni earn a median of $48,438. Five years after graduation, earnings decrease to $35,030, but increase to $38,217 ten years after graduation. The median debt for graduates is $18,250, and 53.5% of students receive financial aid.
The debt-to-income ratio for graduates can be calculated using the provided data. Considering the median debt of $18,250 and the one-year post-graduation earnings of $48,438, the debt-to-income ratio is approximately 0.38. This indicates that graduates' debt is about 38% of their annual income one year after graduation.
To calculate the break-even timeline, we can compare the tuition cost to the earnings. Using the one-year post-graduation earnings of $48,438, it would take less than a year to earn back the cost of tuition. However, this calculation does not account for living expenses, debt repayment, or other costs.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$10,240
Median Debt at Graduation
$18,250
Median Earnings (5yr)
$35,030
Graduation Rate
35%
Receive Financial Aid
54%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $40,960 | $57,091 | 979% |
| Liberal Arts and Sciences, General Studies and Humanities. | $40,960 | $0 | N/A |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $40,960 | $52,975 | 778% |
| Teacher Education and Professional Development, Specific Levels and Methods. | $40,960 | $0 | N/A |
| Electrical Engineering Technologies/Technicians. | $40,960 | $0 | N/A |
| Business Administration, Management and Operations. | $40,960 | $0 | N/A |
| Allied Health Diagnostic, Intervention, and Treatment Professions. | $40,960 | $0 | N/A |
| Electrical Engineering Technologies/Technicians. | $40,960 | $0 | N/A |
| Mechanical Engineering Related Technologies/Technicians. | $40,960 | $0 | N/A |
| Criminal Justice and Corrections. | $40,960 | $0 | N/A |
| Allied Health Diagnostic, Intervention, and Treatment Professions. | $40,960 | $0 | N/A |
| Social Sciences, General. | $40,960 | $0 | N/A |
Peer Comparison
-99%
20yr ROI
-96%
20yr ROI
0%
20yr ROI
-88%
20yr ROI
0%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.