Bemidji State University
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$40,656
In-state tuition x 4
Earnings Premium
$12,469/yr
vs high school diploma avg
Break-Even Point
3.3 years
After graduation
20-Year ROI
513%
Return on investment
ROI Analysis
Bemidji State University's in-state tuition is $10,164. One year after graduation, alumni earn a median of $48,587. Five years after graduation, earnings are $47,469, and ten years after graduation, earnings are $53,755. The median debt for graduates is $19,750.
The debt-to-income ratio for Bemidji State University graduates is approximately 0.41. This is calculated by dividing the median debt of $19,750 by the one-year earnings of $48,587.
Based on the provided data, the break-even point for Bemidji State University graduates, considering only tuition and one-year earnings, is less than one year. This is determined by dividing the tuition cost of $10,164 by the one-year earnings of $48,587.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$10,164
Median Debt at Graduation
$19,750
Median Earnings (5yr)
$47,469
Graduation Rate
52%
Receive Financial Aid
45%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Business Administration, Management and Operations. | $40,656 | $47,083 | 494% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | $40,656 | $71,027 | 1672% |
| Teacher Education and Professional Development, Specific Levels and Methods. | $40,656 | $40,762 | 183% |
| Psychology, General. | $40,656 | $44,568 | 371% |
| Criminal Justice and Corrections. | $40,656 | $52,130 | 743% |
| Accounting and Related Services. | $40,656 | $58,965 | 1079% |
| Biology, General. | $40,656 | $42,945 | 291% |
| Teacher Education and Professional Development, Specific Subject Areas. | $40,656 | $46,804 | 481% |
| Social Work. | $40,656 | $48,772 | 577% |
| Health and Physical Education/Fitness. | $40,656 | $36,795 | -12% |
| Special Education and Teaching. | $40,656 | $0 | N/A |
| Wildlife and Wildlands Science and Management. | $40,656 | $0 | N/A |
Peer Comparison
513%
20yr ROI
670%
20yr ROI
407%
20yr ROI
70%
20yr ROI
367%
20yr ROI
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.