Appalachian Bible College ROI Analysis
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$72,920
In-state tuition x 4
Earnings Premium
$-5,853/yr
below high school diploma avg
Break-Even Point
N/A years
After graduation
20-Year ROI
-261%
Return on investment
ROI Analysis
Appalachian Bible College's in-state tuition is $18,230. One year after graduation, alumni earn a median of $22,322. Five years after graduation, earnings increase to $29,147, and after ten years, earnings reach $37,467. The median debt for graduates is $11,000.
The debt-to-income ratio for graduates one year out is 0.49. This is calculated by dividing the median debt of $11,000 by the one-year earnings of $22,322.
Given the tuition cost and one-year earnings, the break-even point, or the time it takes to earn back the tuition cost, is approximately 1.6 years. This is calculated by dividing the tuition cost of $18,230 by the difference between the one-year earnings and the median debt ($22,322 - $11,000 = $11,322).
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$18,230
Median Debt at Graduation
$11,000
Median Earnings (5yr)
$29,147
Graduation Rate
67%
Receive Financial Aid
21%
Avg Aid Amount
N/A
Program-Level ROI
| Program | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|
| Bible/Biblical Studies | $26,314 | N/A |
| Theological and Ministerial Studies | $0 | N/A |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Frequently Asked Questions
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.