Alabama A & M University
Comprehensive ROI analysis based on tuition costs, graduate earnings, financial aid, and long-term earning potential.
ROI Summary
Total 4-Year Cost
$40,096
In-state tuition x 4
Earnings Premium
$-7,149/yr
vs high school diploma avg
Break-Even Point
N/A years
After graduation
20-Year ROI
-457%
Return on investment
ROI Analysis
The one-year return on investment for Alabama A & M University is $35,983, with a tuition cost of $10,024. The five-year earnings are $27,851, and the ten-year earnings are $40,628. The median debt for students is $31,000, and 58.6% of students receive financial aid.
The debt-to-income ratio is not directly calculable with the provided data. However, the median debt of $31,000 can be compared to the one-year earnings of $35,983.
The break-even timeline, or the time it takes to earn back the tuition cost, is less than one year based on the one-year earnings of $35,983 compared to the tuition cost of $10,024.
Generated from College Scorecard & IPEDS data
The Numbers
Annual Tuition (In-State)
$10,024
Median Debt at Graduation
$31,000
Median Earnings (5yr)
$27,851
Graduation Rate
28%
Receive Financial Aid
59%
Avg Aid Amount
$0
Program-Level ROI
| Program | 4yr Cost | Median Earnings (5yr) | Est. 20yr ROI |
|---|---|---|---|
| Social Work. | $40,096 | $45,882 | 443% |
| Biology, General. | $40,096 | $38,526 | 76% |
| Business Administration, Management and Operations. | $40,096 | $51,283 | 712% |
| Business Administration, Management and Operations. | $40,096 | $48,891 | 593% |
| Mechanical Engineering. | $40,096 | $70,527 | 1672% |
| Social Work. | $40,096 | $39,630 | 131% |
| Criminal Justice and Corrections. | $40,096 | $41,331 | 216% |
| Electrical, Electronics and Communications Engineering. | $40,096 | $75,489 | 1920% |
| Liberal Arts and Sciences, General Studies and Humanities. | $40,096 | $39,750 | 137% |
| Engineering, Other. | $40,096 | $0 | N/A |
| Psychology, General. | $40,096 | $41,597 | 229% |
| Clinical, Counseling and Applied Psychology. | $40,096 | $42,333 | 266% |
Peer Comparison
Financial Aid Impact
Before Aid
After Aid (Estimated)
Methodology
ROI calculations are based on data from the U.S. Department of Education College Scorecard. The earnings premium is calculated as the difference between median graduate earnings and the national average earnings for high school diploma holders ($35,000).
The 20-year ROI formula: ((Earnings Premium x 20) - Total Cost) / Total Cost x 100. Break-even point: Total Cost / Annual Earnings Premium. All figures use in-state tuition and do not account for inflation, opportunity cost, or financial aid variations.